We would like to know if there is a problem with using wood floor trusses with masonry bearing walls without a ledger. Our local supplier has told me that encasing the wood truss in the masonry wall could be detrimental to the truss due to moisture. What, if any, suggestions do you have for this condition? If a bottom chord bearing is used, do the trusses need fire cuts? The two-story building contains masonry bearing walls with wood trusses on the second floor and wood trusses at the roof.